In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Steady saving by many Americans and a third consecutive year of big gains for U.S. stocks have swollen account balances. As 2025 comes to a close, many individual investors are finding holiday cheer ...

You might think you already know all you need to know about how your 401(k) works. After all, the premise of such accounts is fairly straightforward: You elect to contribute a percentage of each of ...

The audio version of this article is generated by AI-based technology. Mispronunciations can occur. We are working with our partners to continually review and improve the results. Ontario Provincial ...

Estimate your retirement savings with NerdWallet's free 401(k) calculator. Enter your monthly contributions and employer match to get started. Many, or all, of the products featured on this page are ...

Matt Danielsson has 21+ years of writing experience and 7+ years as a financial advisor. He is the founder of Danielsson Enterprise. Marguerita is a Certified Financial Planner (CFP), Chartered ...

Barclay Palmer is a creative executive with 10+ years of creating or managing premium programming and brands/businesses across various platforms. Chip Stapleton is a Series 7 and Series 66 license ...

When it comes to our retirement nest egg, we can't help but wonder where we stand compared to our cohorts. Vanguard's How America Saves report reveals that, in 2024, 401(k) savings rates were at ...

The 2026 401(k) contribution limit is $24,500; $32,500 if aged 50+ with catch-up contributions. Max out your 401(k) if stable, no high-interest debt, and an emergency fund is in place. Explore IRAs or ...

A 401(k)'s rate of return, typically 6-8% annually, plays a crucial role in retirement savings. Maximizing employer 401(k) matches can significantly boost your investment returns. Regular review and ...

Most religious men find the answers to their prayers in scripture. Ted Benna found them in the U.S. tax code. Fed up with clients only interested in getting the maximum tax break for themselves while ...

For tax year 2025 (returns you'll file in 2026), you can defer up to $23,500 into your workplace 401(k) account, a modest uptick from $23,000 in 2024. The increase applies to 401(k)s, 403(b)s, the ...