Welcome to the Health Insurance Marketplace®. Official government website.

Start a 2026 health plan application now! First time applying on HealthCare.gov? Pick your state to get started.

Preview Marketplace health plans and price quotes in your area. Apply & save. Official government website.

Keep your information secure. Log out and close all windows when you’re done.

Preview Marketplace health plans and price quotes for your area. Official government website.

Use HealthCare.gov to create an account and apply for health coverage, compare plans, and enroll online. Apply by phone or get in-person help with your application.

Pay your first premium for coverage to start Your coverage won’t start until you pay your first premium. Pay directly to your health insurance company — not the Marketplace.

See if your state uses HealthCare.gov Some states have their own Marketplace. Next, set up your login information.

Find local help to apply for health insurance. People and groups in the community offer free assistance both with the application process and with picking and enrolling in a plan.

Check out 2026 health insurance plans & prices before you renew. Health Insurance Marketplace.